Finance Your New Ride With Confidence
At Highway, we make it easy to explore financing options through trusted national lenders, but the magic happens once you find your ride.
Competitive rates available through our digital checkout.
Backed by top-tier banking partners.
Finance online or with the help of a Hudson team member.
Financing is Part of Our Seamless Checkout Process After You Select a Vehicle
Find Your Vehicle to Get Started.
Frequently Asked Questions
Have questions about selling or trading your car? We've got answers.
Financing
Can I finance through Highway? 
Yes, and we make it simple. Our digital checkout lets you apply for financing in minutes and compare real offers from our network of national and local lenders. You’ll see competitive rates and personalized monthly payments instantly.
Can I use my own lender or bank?
Yes, we accept outside financing. If you’re planning to use your own bank or credit union, simply choose “Cash” as your payment option during checkout and let us know you'd like to finance through an outside lender. From there, our team will coordinate with your lender to provide the necessary documentation and help finalize the deal.
Will applying hurt my credit score?
Browsing or estimating rates won’t affect your credit score. However, once you officially apply for financing through Highway, a hard credit inquiry will be submitted to our network of lenders. In general, credit bureaus understand that consumers may shop for auto loans and often group multiple inquiries within a short timeframe as a single event to minimize the impact on your score. While every situation is different, most customers experience little to no meaningful change to their credit from applying.
What kind of interest rates will I get?
Rates depend on your credit score, income, loan term, and vehicle, and are set by our lender network. Our multi-lender network gives you access to competitive options so you can choose what works best for you.
Can I see rates before applying?
Yes. We’ll show you estimated rates based on your credit score tier, which are designed to reflect competitive offers from our national lending partners. While actual rates are finalized after your full credit application, these estimates give you a solid sense of what to expect before you apply.
What if I don’t have great credit?
We work with lenders who specialize in helping customers with less-than-perfect credit. If you’ve been turned down elsewhere, we may still have options.
Can I finance with zero down?
In many cases, yes. Subject to credit and loan terms, some lenders offer $0 down programs. Your options will be shown during checkout.
When do I make my first payment?
Your first payment is typically due 30 to 45 days after purchase, depending on your lender. Exact terms will be confirmed at signing.
Can I add a co-applicant?
Yes. You can apply with a co-signer or co-borrower during checkout, which can help you qualify or get better terms.
